You’ve Worked Hard for Your Savings, Now Learn How to Keep Them Safe and Secure with a Physical Gold IRA Investment Plan
Welcome to the Gold IRA Buyer’s Guide. This website was created for people just like you who want to protect their savings from the dangers of our fickle economy, and our increasingly incompetent government. You’ve worked hard for your savings and you owe it to yourself, and your family, to keep them safe from forces that can take everything from you in the blink of an eye.
This site will cover several topics to make sure that you’re able to make smart decisions when it comes to investing your savings in a secure physical gold IRA/gold Roth IRA. This includes topics such as:
- How to choose a gold IRA investing company/custodian.
- Gold backed IRA custodian reviews. (We currently have over 54 gold IRA reviews and counting)
- Our personal recommendations and tips for gold IRAs/gold Roth IRAs and custodians.
For more information on how you can protect your savings with a secure physical gold backed IRA, click here.
The Fickle Economy and Other Threats Will Take Everything from You if You Let Them
The recent recession dealt a heavy blow to many Americans. People who worked hard and saved their money lost it all because they made poor investment decisions concerning their retirement savings. This tragic event was a harsh reminder that the fickle economy can be merciless and take everything from you practically overnight if you’re not making smart investment decisions.
In addition to the wishy-washy economy, there are also other factors that can wipe out your savings and leave you with nothing. Let’s take a look at some of the forces you should be wary of when it comes to protecting your savings so that you can have a comfortable, enjoyable retirement.
It is no secret that the US government is reaching new levels of incompetence each year as Congress, the President, and others make bad decision after bad decision. It’s clear that the government doesn’t care whether or not your savings are secure, and whether or not the economy benefits you.
This has made it more important than ever to take matters into your own hands and use methods such as gold IRA investments to bolster your retirement savings. This is one of the few surefire ways to keep them safe from the next upcoming government blunder that’s bound to happen.
The government isn’t going to protect your financial interests,
you have to take matters into your own hands.
Hyperinflation and the Failing US Dollar
Another blow to America, and your savings, is the fact that many other world currencies are catching up to the US dollar, and in some cases, even surpassing it. Unfortunately, this trend shows no signs of slowing down as the dollar’s value declines steadily each year. Those who invest in only USD, which many retirement plans and accounts do, are watching their savings be eaten away little by little, year after year.
Compounding this problem is the fact that hyperinflation continually devalues the US Dollar right here in America due to the reckless actions of the government. Not only can this damage the value of currency investments, it can also cause your retirement savings to shrink in value each year, making it hard to save up enough for a comfortable retirement.
Do you want to keep working until you’re 70? 80? 90?
Losing it All
With so many threats to your retirement savings the future can look rather depressing. People who have lost everything have had to keep working well beyond retirement age and have even had to depend on their children and grandchildren for support. If the thought of being a burden to your family scares you, it should.
Since these threats are so persistent these days, you owe it to yourself and your family to make sure that your retirement savings are safe and secure from outside forces that would take them from you without mercy or consideration of your circumstances.
If lose your savings you’ll become a burden to your family.
Physical Gold IRA Investing will Keep Your Savings Safe and Secure
With your options quickly running out for keeping your retirement savings secure, one option still stands the test of time: Gold IRAs/Gold Roth IRAs. With a gold backed IRA you not only keep your retirement savings safe, you keep your investment growing.
The benefits of gold Roth IRAs/a gold IRA investment plan are many and shouldn’t be ignored by anyone seeking to protect their savings from the fickle economy, the incompetent government, and other factors beyond your control. With so many risks out there, let’s take al look at how a gold IRA investment can help you keep your savings safe and secure.
Value – The value of gold tends to increase when the economy has problems, and stay steady when the economy is doing well. This gives you greater assets when you need the most.
Taxes – While there are slightly different rules for a gold backed IRA and gold Roth IRAs, gold IRA investing can generally decrease your tax burden if you’re smart about it. This helps you keep the government’s greedy hands off of your savings.
Flexibility – One of the best things about a gold IRA investment is the fact that you can easily roll other accounts into it such as 401ks, traditional IRAs, Roth IRAs, and more. This makes it easy to get started with your gold IRA investment.
Gold IRA Reviews – Making investments into a physical gold IRA, or gold Roth IRAs is a lot easier than may forms of retirement savings/investments because of the gold IRA reviews that can be found online. This site in particular specializes in providing you with comprehensive gold IRA reviews for various custodians.
When it comes to making a wise investment concerning your savings, a gold backed IRA is one of the most reliable ways not only to keep your savings safe, but to also grow your investment. Gold IRAs and gold Roth IRAs in particular are known for their tendency to maintain a steady value, and even increase in value during times of economic hardship.
What is a Gold Backed IRA/Gold Roth IRA?
Gold IRAs, gold Roth IRAs, and gold IRA investing in general may seem complicated at first glance but it is much simpler than you would imagine. A physical gold IRA is much like a standard IRA or 401k account except that they allow you to hold precious metals for increased portfolio diversification.
By holding gold coins and/or bars approved by the IRS, you are able to ensure that your savings are protected through diversifying your assets and through the unique benefits of gold IRA investing.
Also consider that your investment in a physical gold IRA or gold ROTH IRA is even safer due to the fact that your assets are stored in a high-security and insured location. This can keep your mind at ease as your assets won’t easily be vulnerable to theft.
Gold IRA Investment vs. Gold Roth IRAs
While both a gold backed IRA investment and a Gold ROTH IRA are great for protecting your savings against the volatile economy and the whims of an incompetent government, there are some differences between the two. Let’s do a brief recap of the main differences you should be concerned about.
Gold Backed IRA Investment
With gold IRAs you tend to lower your taxable income as you contribute to it. This can help you qualify for other tax incentives by lowering your adjustable gross income.
Gold ROTH IRA
Investments into gold ROTH IRAs considered to be after tax investments. While this means that the investment isn’t tax deductible, it also means that investing into a gold Roth IRA contributions can be withdrawn at any time tax free.
This is a very simplified explanation of the differences between gold backed IRA investment and a gold ROTH IRA. For more information, the folks over at Regal Assets can help, click here.
How Does a Gold Backed IRA Investment Rollover Work?
When it comes to gold IRAs and gold ROTH IRAs, there is a lot of information to take in. While it is always best to speak with a qualified professional regarding the details of gold IRA investing, you should know the basics upfront.
Basically a gold backed IRA investment rollover is when you take assets from existing IRAs and “roll them over” in to a gold IRA or gold ROTH IRA. This is best done through certified custodians who can help you acquire the gold and precious metals you want, and help manage your account. Check the sidebar for links to gold IRA reviews for details on specific custodians.
Another thing to consider is that a gold IRA/gold ROTH IRA deals with physical assets. In other words, you will need a place to store your gold and precious metals. This is also another reason that a qualified custodian is needed.
Buying precious metals yourself and attempting to store them somewhere on your property is a recipe for disaster. Once again we recommend you read our gold IRA reviews for info on qualified custodians for your investment.
While there are many investment/savings accounts that can be rolled over into a gold IRA investment, there are a few restrictions. Here is a list of some accounts that can be rolled over into a gold IRA investment account:
- Traditional IRA
- Traditional Roth IRA
There are also a variety of pension plans and annuities that are eligible to be rolled over into a gold IRA/gold ROTH IRA. For more information a Regal Assets representative can help, click here.
Gold IRA Reviews, Choosing the Right Gold Backed IRA Investment/Gold ROTH IRA Custodian
As previously mentioned, a large part of this site is dedicated to providing you with gold IRA reviews on various custodians for gold IRAs and gold ROTH IRAs. This will help you to make an informed decision when it comes to choosing the company that best suits your needs.
In addition to the gold IRA reviews, we offer our own recommendations based on a variety of factors. We want to help ensure that not only do our gold IRA reviews keep you informed, but also guild you to the experts that can help you with all of your questions and gold IRA/gold ROTH IRA needs.
Critical Tasks for Gold Backed IRA Custodians
A good gold IRA custodian will help you preform three critical tasks concerning your physical gold IRA investment:
- Purchasing IRS approved gold on your behalf
- Creating and managing a self-directed gold backed IRA/gold ROTH IRA for you
- Ensuring that your gold is physically stored somewhere safe and secure
It should be noted that many custodians don’t fulfill all three of these requirements that you should be looking for. Some may just function as a gold broker, selling you the gold then leaving you to do whatever you want with it.
Others may simply focus on buying and securing the gold but won’t help you manage your account. A good custodian is one that will help you with all three critical tasks, giving you a worry-free experience.
Physical Gold IRA Investing/Gold ROTH IRA Services and Fees
It should be noted that companies that handle rollovers for gold IRAs and gold ROTH IRAs have different services, and different fees. It is a good idea to have a general understanding of what to expect from custodians when doing business with them.
Some things to consider are:
- Do they handle rollovers for IRA investing and/or gold ROTH IRAs?
- How are they storing the metals? Is it secure?
- Do they use flat rates or scaling fees? (Flat rates being the preference in most cases)
- What are their buy back, guarantee, and delivery policies like?
- Do they allow investments in precious metals other than gold? If so, which ones?
- Are they keeping track of changing market conditions for physical gold IRAs and offering up-to-date information?
By keeping track of which custodians offer which services and what their fees are, you can make an informed decision when choosing the best one for your gold IRA investing needs. This is another factor that our gold IRA reviews can help with.
How to Find Trustworthy Physical Gold IRA Custodians
When it comes to gold IRA investing, trust is something that is a must from the start. A good custodian will have an outstanding reputation at handling gold IRAs and gold ROTH IRAs.
Our gold IRA reviews can help you to avoid scammers, fraudsters, and other unethical businesses within the gold IRA investment industry. These gold IRA reviews favor those who are the most trustworthy and dedicated to giving you an exceptional customer service experience.
Also remember that there are ways you can check on how reliable and trustworthy a custodian is.
- Check the BBB score
- Check their TrustLink rating
- Look for BBB (Better Business Bureau) accreditation
- Check their BCA (Business Consumer Alliance) rating
We can’t express enough the dangers of doing business with an unethical gold backed IRA investment custodian. In some cases, they may not even be a custodian at all, but just a scammer looking to take your money and profit from your misfortune. Many people have lost a lot of money because they were careless in selecting the right gold IRA investment/gold ROTH IRA custodian.
Our Personal Recommendations for Gold IRAs
Having done many gold IRA reviews, and having dealt with countless custodians for gold IRA investing and Gold Roth IRAs, we’ve discovered that only a handful of custodians standout among the pack. While there are many scammers, fraudsters, and unethical “custodians” to beware of, only a select few really shine as examples of what a gold IRA investing custodian should be.
At the very top of this selection of elite gold IRA investment custodians is one that you’ve probably heard of before: Regal Assets. This physical gold IRA custodian has an outstanding track record over their 10+ years of service to intelligent investors such as yourself.
Additionally, Regal Assets also has exceptional scores with the BBB, Trustlink, the BCA, and other consumer watchdog groups. Not many gold IRA investment custodians can say that. They also have next to no complaints, making them the best choice when it comes to customer satisfaction.
It should also be mentioned that Regal Assets offers you several perks that most custodians for gold IRAs and gold ROTH IRAs don’t offer such as:
- They buys products back at spot prices making sure you get the best deals for your physical gold IRA investment plan.
- Smaller assets get delivered by insured mails.
- Large shipments are delivered via Brinks armored delivery service with armed escorts for a worry-free experience.
- Their flat fee is one of the lowest in the gold backed IRA/gold ROTH IRA industry, helping you make the most of your investment.
- They have a 7 day delivery policy on their precious metals giving you immediate access should you need it.
- They cover your first year of expenses.
In our gold IRA reviews, you’ll notice that we often times compare other gold IRA investing / gold ROTH IRA custodians to Regal Assets. This is because we feel that Regal Assets is the definitive physical gold IRA investment custodian that sets the standard for the industry.
If you would like more information on Regal Assets, please click here to check out our Regal Assets gold IRA review.
If you’d like to check them out for yourself, click here to visit the official Regal Assets gold backed IRA website.
A Mark Previous Metals
AAA Gold Exchange
American Precious Metals
Amerivest Gold Corp
Austin Rare Coins
Birch Gold Group
California Gold Buyers
California Numismatic Investments
Dallas Gold and Silver Exchange
Discount Gold Brokers
Globcal Asset Management
Gold and Silver Exchange
Gold Buyers of America
Liberty Coin Service
Liberty Metals Group
Lincoln Coin and Bullion
Maine Gold Silver
Mierotto Midwest Jewelers
Midwest Bullion Exchange
Missouri Coin Company Inc.
Modern Coin Mart
Monarch Precious Metals
Northwest Territorial Mint
Republic Monetary Exchange
Rocky Mountain Coin
Royal Metals Group
Rust Rare Coin
Scotsman Coin and Currency
South Bay Gold
The Gold Guys
Universal Coin and Bullion
US Money Reserve
We Buy Gold
Wholesale Direct Metals